Charges and Fees
Typically, there are no up-front sales charges or fees. Occasionally, there will be a policy fee such as $3.
Contractual Provisions- Charges and Fees
- Overview
- Description of FIA Owners
- Indexes
- Surrender Charges
- Participation Rate
- Annual Charge
- Spread/Withdrawals/Annutization
- Penalties
- Methods of Crediting Growth
- Return of Principal
- Contract Renewal
- Death Benefit
- Surrender Charge Waiver
- Guaranteed Minimum Value
- Cash Value Strategies
- Life Insurance Riders
- Long-Term Care Riders
- Loans
- Good Sense Sales Practices
- Bonus Teaser Rates
- Issue Ages
- Crisis Waivers
- Stretch
- Surrender Charges
- Market Value Adjustment
- Withdrawal
- Annuitization Options
- Maturity Date
- Death Benefit
- Charges/Fees
- Guaranteed Min.Surrender Value
- Portfolio Renewal Rates
- Minimum Guaranteed Interest Rate
- Low Interest Rate Environment
- Summary
